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September 2011 - Newsletter
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922 Bustleton Pike, 1st Fl
Feasterville, PA 19053
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Dear Friends,
It is our goal, here at the Law Offices of Michael Kuldiner, P.C. to continuously earn our reputation as a reputable local law firm by always providing our clients with receptive, keen, cost-effective and highly knowledgeable legal services and representation, in a professional manner. In our monthly Newsletters we provide our friends and clients with valuable knowledge and in-depth information about our practice areas of law.
Best Wishes, 
Michael Kuldiner, Esquire
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Is your business Divorce protected?
Being uncomfortable planning for a potential divorce before you're even married is natural. However, when you have built your business from the ground up, you want to do everything in your power to protect it, and unfortunately most entrepreneurs don't take divorce into consideration, and don't realize that it is one of the most common risks to the security and continued viability of a business. Of course you're going to do everything in your power to make sure your marriage works. And, it probably will. But that doesn't mean you shouldn't prepare for the possibility that it won't.
Here are a few basic steps that business owners can take, early in their marriage, to ensure that their business gets through a divorce unharmed.
Create a prenuptial agreement: where the spouses can agree on the status of various pieces of property, in the event of divorce.
Minimize your spouse's involvement in the business: If your spouse played an integral role in the development or operation of the business, a divorce court may well find that they are entitled to a share of the business as compensation for their efforts.
Be prepared to give up some assets in exchange for keeping the business: In the event of a divorce, no matter how proactive you were, a court might still find that your spouse is legally entitled to a share of the business. In most cases, in order to keep full control of your business, you may have no choice but to buy out your spouse's share.
There are many other legal and financial measures you can take in order to maximize the chances that of protecting your business from a divorce. All of these measures depend, however, on advance planning and communication between you and your spouse.
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Personal Injury - Slip and Fall 
Slip and fall accidents or trip and fall accidents are a common premises liability claim and can occur on sidewalks, parking lots, restaurants, retail stores and many other types of property.
Under common law principles, property owners have certain responsibilities depending on the classification of the person entering their property such as invitees, licensees and trespassers. Depending on how you are classified can affect your ability to recover for your injuries.
Anyone responsible for overseeing a certain piece of property is responsible for proper maintenance of that space so as to not present a danger to a visitor or tenant of that property. Failure to do this may leave the owner liable for injuries caused by these hazardous conditions. Some of these conditions can include uneven surfaces, defective walking areas, ice patches, and slippery or sticky falls.
Although many times, these types of accidents can simply be embarrassing, quite often they can result in painful and serious injuries which require extensive medical treatment.
If you or a loved one has fallen due to a slip and fall or trip and fall, please contact the Law Offices Of Michael Kuldiner, P.C., at (215) 942-2100 to learn more about your claim.
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FORECLOSURE
Things You Should Know to Prevent a Foreclosure
Residents caught in the growing mortgage foreclosure crisis can seek legal advice from our attorneys, who will answer their questions. Whether you're in foreclosure now or are worried about it in the future, we have provided some information that can help.
If you are looking for a way to keep your home, it is very important to first communicate with your lender to prevent their assumption that you do not intend to repay their loan, which should be willing to work with you. You should also be aware of the different options you have when facing foreclosure during your discussion with your lender. One of the options is debt counseling, which focuses at all your outstanding debt and helps you manage it through debt consolidation and financial education. Some of the other options, if you have sufficient equity in your home, are loan modifications, forbearance and recasting.
If you feel that your situation can not be resolved in a reasonable amount of time, it may be necessary for you to contact one of our knowledgeable attorneys for further information and professional legal advice. Considering all of the options available to you, there should be no reason to lose your home or your investment. Here at The Law Offices of Michael Kuldiner, P.C., we make it our responsibility to educate you and provide you with all the tools and information necessary on how to save your home.
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Special Thanks
Special thanks to all of our clients and friends who graciously referred our law firm to their friends and neighbors last month! Our practice is built based on positive comments and referrals from people just like you. Thank you from all of us here at The Law Offices of Michael Kuldiner, P.C.
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Extend a lifeline to help abandoned dogs.
WAGS Rescue & Referral (WAGS) is a small group of volunteers from Bucks County, Philadelphia and Montgomery County, PA that started because they wanted to help dogs affected by Hurricane Katrina by placing them in loving and safe homes. The purpose of WAGS Rescue & Referral is to match people with dogs who lost their homes or never had one, through no fault of their own as well as heighten awareness that no animal, of any kind, is disposable! These dogs have been displaced for any number of reasons such as natural disasters, poverty, foreclosures, negligence, abuse, relocation. Unfortunately some people think their "pets" are disposable.
Service to others is deeply embedded in our firm and remains an important part of our mission. Members of our firm have been involved with the organization and have been fostering animals in need. Here at The Law Offices of Michael Kuldiner, P.C. our goal is to develop engaged citizens who are actively involved in work that betters our local communities and the world at large.
WAGS Rescue & Referral
PO Box 1514
Southampton, PA 18966
email: [email protected]
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Back to School Safety
With the start of the new school year, we would like to remind parents and drivers to keep kids safe as they make their commute to and from school. It is recommended that parents be proactive and take the time to talk about safety with their kids before they head back to school.
Adults can teach and model the following safety behaviors that all children should follow, even if they don't walk to school every day:
Here are some simple reminders for drivers:
- Slow down and be especially alert in the residential neighborhoods and school zones
- Take extra time to look for kids at intersections, on medians and on curbs
- Enter and exit driveways and alleys slowly and carefully
- Watch for children on and near the road in the morning and after school hours
- Reduce any distractions inside your car so you can concentrate on the road and your surroundings. Put down your phone and don't talk or text while driving
Reminder for your kids:
- They should cross the street with an adult until they are at least 10 years old
- Cross the street at corners, using traffic signals and crosswalks
- Never run out into the streets or cross in between parked cars
- Make sure they always walk in front of the bus where the driver can see them
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